Late-payment interest in Germany
Statutory late-payment interest in Germany is 10.52% a year, based on the reference rate of July 1, 2026.
The rule
Basis: Bürgerliches Gesetzbuch § 288 (2) and (5), § 247. Source: gesetze-im-internet.de (opens in a new tab)
The reference rate is fixed on the first day of each half-year, and each day of delay uses the rate of its own half-year.
| Part | Value |
|---|---|
| Basiszinssatz under § 247 BGB, end of month | 1.52% |
| Margin set by law | 9.00% |
| Statutory rate per year | 10.52% |
Fixed compensation
| Invoice amount | Compensation |
|---|---|
| Any amount | €40.00 |
Calculate late-payment interest in Germany
General information, not legal advice. Contracts can set a different rate within what the law allows.